(866) 600-8762

Citadel Mortgages | Commercial Lending


Citadel Mortgages now Offers AIR MILES® Reward Miles. Get up to 1,000 MILES on every mortgage!

Build A Home

Every Canadian would like to realize their dream of becoming a homeowner & for some building their dream home is in the cards, with the right advice & execution you can realize that dream too!

Purchase A Commercial Unit Or Building

Whether you’re Refinancing, Buying or simply Renovating Commercial Real Estate, it’s helpful to understand the variety of Financing Options that may be available for you

Our Team has the knowledge of local market conditions and experience to help you make informed decisions about your Commercial Mortgage financing needs

Refinance Your Property

  • Multi-Unit Residential
  • Office Buildings
  • Medical Buildings
  • Mixed Use Buildings
  • Retail Plazas
  • Industrial Buildings
  • Storage Facilities
  • & More!

Land & Development Financing

Aside from earning long-term appreciation, land can be developed into further possibilities, like a single-family home, multifamily property, condos, etc. Raw land offers the ability for professionals to choose and develop how they see fit

Your Home Journey

Find Your New Home Today & Earn .5% Cash Reward

We care about your home buying journey, let us help you make it a better experience with Your Home Journey!

Search for your new home in the palm of your hand and get a Cash Reward!

Your Mortgage App

  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate the maximum Mortgage you can borrow
  • Stress test your mortgage
  • Compare your options side by side
  • & More!

Our Partners

Our Lender Partners

Mortgage Journey Solutions


Discover Citadel Mortgages

Forget The Traditional Mortgage Way and Learn How We Are Changing The Way Mortgages Are Done!


A Mortgage Designed with the Entrepreneur in Mind!

Wouldn't it be nice to have a Mortgage that made sense for you?


Get Your Home Equity Working For You

Get information on accessing your homes equity to help you enjoy your retirement to the fullest while staying in your home



Ensure You Get The Best Rate & Terms For Your Mortgage Renewal

Don’t be in a rush to sign your renewal, This can save you thousands of dollars upon your renewal

Your Journey Products

High Interest Personal & Business Banking Accounts

Open a high-interest Account for your everyday banking needs. You’ll enjoy great features, plenty of flexibility -- and an exceptional rate on all your money!

Better Mortgage Insurance

Coverage stays, no matter where you bank

Fully underwritten at time of application, no surprise at time of claim

Credit Cards

Choose from six rewarding options to match your lifestyle, wants and needs!

Money Transfers Made Simple

Access fast and secure global money transfers at competitive rates

Personal Loans Made Simple

Get Multiple Loan Offers in Seconds

Travel Insurance

Make sure You and your Family are protected on your next Get Away

Citadel Mortgages Programs


Welcome to the family, a gift from our family to yours. The Citadel Word Elite Rewards Card is an exclusive member-only rewards program, unlike anything ever seen in the mortgage industry.



Sometimes job loss can happen without warning. The Citadel Mortgages Career Transition Program is here to support you through this difficult time

The Citadel Mortgage Social Awareness Program

Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes we will make a donation to a charity or foundation on your behalf of your choice and plant a tree that you name!

Copyright © 2020 Citadel Mortgages

Head Office – 150 King Street West 2nd Floor Suite 335, Toronto, ON M5H 1J9

Alberta Office – 421 7th Avenue S.W., 30th Floor, Calgary, Alberta, T2P 4K9

Nova Scotia Office – 1701 Hollis Street, Suite 800 Halifax, NS B3J 3M8

Saskatchewan Office – 2010 – 11th Avenue 7th Floor Regina Saskatchewan S4P0J3

Newfoundland Office – 1 Church Hill – Suite 201-522 St. John’s Newfoundland A1C 3Z7

New Brunswick Office – 500 St George Street, Moncton NB, E1C 1Y3

British Columbia Office – 4170 Still Creek Drive Suite 200, Burnaby BC, V5C 6C6

Citadel Mortgages is licensed in the following: Ontario FSRA 12993 – Saskatchewan FCAA 509446, Nova Scotia 212783099 – Alberta, PEI, Nunavut, Newfoundland 21-07-CI083-1. New Brunswick 210031130, British Columbia X301267

All rights reserved

“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*

®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Citadel Mortgages

Est 2018

Changing The Way Mortgages Are Done